Embedded finance

Finance, embedded where commerce happens.

Financial services work best when they appear exactly where they're needed.

Core is building infrastructure that enables platforms, software providers and merchants to access financial services directly within the flow of business operations.

No separate applications.No fragmented experiences.No unnecessary complexity.

Embedded finance, built around real-world commerce.

Commerce signalsCore infrastructure
Merchant platform
09:42
Card payments captured
Orders, invoices and POS activity
17:30
Daily batch settles
Revenue becomes usable finance data
Live
Trading pattern updates
Signals inform finance decisions
Core
Embedded Lending

Funding appears when trading data supports it.

Working capital can be offered inside the platform, with payback aligned to settled revenue.

Settlement-linked
Assessment signal
In workflow
Merchant experience
Contextual finance

The future of financial services is contextual.

Traditional financial products often sit outside the platforms where businesses operate every day.

Embedded finance changes that.

Instead of sending merchants elsewhere for payments, funding, payouts or financial tools, these services become part of the experience they already use.

The result is a more seamless journey, better adoption and greater value for merchants and technology partners alike.

Capability layer

Built into the flow of business.

Embedded Payments

Accept payments natively within platforms, applications and merchant workflows.

Embedded Lending

Access working capital and growth funding directly within the environments merchants already trust.

Embedded Payouts

Move funds efficiently to merchants, suppliers, contractors and partners.

Financial Intelligence

Transform transaction data into actionable insights that help businesses make better decisions.

Revenue-based financing

Payback inside the settlement flow.

Revenue-based financing can sit directly inside payment operations. A merchant receives funding upfront, then payback is collected from daily batch settlements before the remaining funds are paid out.

The financing experience stays connected to trading activity, reducing the need for separate repayment journeys.

Daily settlement flowRevenue-based financing
Card takings
GBP 2,850
Daily settled card revenue
↓ batch
Batch settlement
Payback share 12%Merchant share 88%
Payback collected
12%
Finance balance reduces
Merchant receives
GBP 2,508
Settles as normal
Batch settlement
Settlement splits automatically before payout.

A small agreed share is routed to payback, while the remaining batch value continues to the merchant.

Beyond acceptance

More than payments.

Payments generate data.

Data creates intelligence.

Intelligence enables better financial decisions.

Core is building infrastructure that connects these layers together, allowing merchants and technology partners to move beyond payment acceptance and unlock broader financial capabilities.

01
PaymentsEvery transaction creates a signal.
02
DataSignals become a clearer operating picture.
03
IntelligenceInsight turns activity into action.
04
Better decisionsFinance becomes more timely and relevant.
The Core approach

Commerce first.
Finance second.

Many financial products are designed around institutions.

We believe they should be designed around businesses.

Core's approach starts with the merchant journey and works backwards, embedding financial services where they create the most value rather than forcing merchants into disconnected systems and processes.

For technology partners

Opportunities for technology partners.

01

Create new revenue streams

Expand the value your platform delivers while creating new commercial opportunities.

02

Increase customer retention

Financial services become deeply integrated into everyday workflows, strengthening platform engagement.

03

Deliver more value

Help merchants access payments, funding and financial tools without leaving your platform.

04

Scale through a single relationship

Access multiple capabilities through a unified infrastructure layer.

Build embedded finance with Core.

Talk to us about payments, lending, payouts and financial intelligence inside your platform.